New Delhi: As Diwali’s golden glow heralds wealth and joy, India Post offers five rock-solid investment schemes to make your financial future sparkle.
Backed by government guarantees, these plans promise risk-free returns, tax breaks, and steady income — perfect for inviting Goddess Lakshmi’s blessings into your home this festive season.
Post Office Monthly Income Scheme (POMIS) ensures a steady cash flow with a 7.4% interest rate. Invest up to ₹9 lakh individually or ₹15 lakh jointly, and watch monthly interest brighten your bank account, ideal for retirees or those craving predictable earnings.
Public Provident Fund (PPF) blends long-term security with tax savings under Section 80C. Offering 7.1% annual interest, you can invest ₹500 to ₹1.5 lakh yearly for 15 years, extendable further, building a robust nest egg without market jitters.
For parents eyeing a radiant future for daughters, Sukanya Samriddhi Yojana shines at 8.2% interest. With investments from ₹250 to ₹1.5 lakh annually, it fuels education and marriage dreams while securing tax benefits, a true gift for your girl.
Post Office Time Deposit, akin to bank FDs but more dependable, offers 6.9% to 7.5% interest across 1-to-5-year terms. Start with just ₹1,000; the 5-year option unlocks Section 80C tax relief, ensuring both growth and safety.
Lastly, National Savings Certificate (NSC) delivers 7.7% interest over five years, starting at ₹1,000. Fully government-backed, it’s a tax-saving gem under Section 80C, perfect for cautious investors.
This Diwali, skip market risks and let these schemes light up your wealth. Visit your nearest post office and invest in prosperity!